Franklin... (http://www.fi.edu/franklin/statsman/statsman.html)
Besides helping to mold the United States of America, Ben helped to make everyday life in the city better. He served as Postmaster, helping to set up the postal system in Philadelphia. In order to make Philadelphia a safer city, he started the Union Fire Company in 1736. A few years later, in 1752, he set up America's first fire insurance company. He even organized a Night Watch and Militia to help keep peace and safety in Philadelphia. While in Paris, Ben proposed the idea of Daylight Savings Time.
INSURANCE ***** One more reason why Benjamin Franklin's mother should have ate him and kept the afterbirth...
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