So much for false assumptions.

I was hoping May was going to be better than April moneywise. But then I checked the balance of mom's account which I thought would say $20.00. To my shock it read minus $259.00.

Apparently a check paid to a utility was held back and thinking it was paid, I wrote grocery checks on it. So this month I start with $260.00 less.

Life doesn't suck but comes close at times

Don't forget to figure in the OVERDRAFT penalties.

They vary from bank to bank...

Mac, have they added in any bank charges for going overdrawn?

If they have, you might be able to get them to refund them to you if you explain the situation to them. I have no idea how it works in the US but, over here, if you get charged for something (such as going overdrawn without permission or going over your existing overdraft facility), you can often get the charges reimbursed if you give them a call (I've done it myself and the bank HAS given me back the charges). Again, I don't know about the US, but here the charges can be VERY expensive and so it's always worth trying to get them reimbursed.

Methinks it depends on the bank. I do my banking with a major bank and also with a credit union. The major bank doesn't like to do it but will do up to three per year if you argue the point well enough.. The credit union reversed one for me once, and it wasn't quite as much of a hassle. It really depends on the bank and which bank employee you talk to.

That's interesting to hear Daughter. I must admit that I've argued over bank charges a number of times (too many to admit to publicly!) and, on every single occasion, the bank has reimbursed me amazingly enough.

Mind you, this might be because I'm a persistently irritating person who rather enjoys playing the passive-aggressive routine with faceless institutions!

We deal with Union Bank. It happened once before so the bank won't recind their charges. I guess they want to make every penny they can.

The $260 did include a large penalty. It was my fault for not watching the bank account balance close enough. Too much stress in one month or lack of sleep...or both

dingbat (imported) wrote: Mon Apr 30, 2007 7:51 am That's interesting to hear Daughter. I must admit that I've argued over bank charges a number of times (too many to admit to publicly!) and, on every single occasion, the bank has reimbursed me amazingly enough.

Mind you, this might be because I'm a persistently irritating person who rather enjoys playing the passive-aggressive routine with faceless institutions!

I don't do games. I want what I want and I want it done now. I do also slip with the occasional obscenity here and there... My sister has actually been banned from setting foot on bank property because she called the bank manager a C U Next Tuesday... and told her a man would do her job much better than she ever could - NOT a good way to get the charges reversed! LOL

For the last three years, sleep has been a luxury as opposed to a necessity. Last night at 1:00am, mom was finally sleep but I was too hyped, as usual, to relax for sleep. I took one of mom's Xanax in the hope of relaxing, It worked but too well

I slept like a log for 6 hours. When mom woke me up 7:00am demanding breakfast, I felt like a zombie, craving zzz's as opposed to blood. I drove the car to do two of her errands, fixed her two meals and returned home still half asleep. I ordered a sausage pizza for some badly needed energy and electrolytes.

I waiting for the energy to flow back into my body..."oh where oh where has my energy gone." I would have sang it but........IEunuch has banned my singing in the chatroom as noise pollution.

ON THE POSITIVE SIDE...my financial problems caused by my screwing up my checkbook are resolved thans to the intervention of a new friend.

It's late. I'm half asleep. So in an episode of creative reading, I could have sworn you'd said "thanks to the invention of a new friend." Now rather than read it again right away, the first thought that came to mind was "Where does he get all the spare body parts??" Took me a minute, it did...

Daughter (imported) wrote: Tue May 01, 2007 10:09 pm It's late. I'm half asleep. So in an episode of creative reading, I could have sworn you'd said "thanks to the invention of a new friend." Now rather than read it again right away, the first thought that came to mind was "Where does he get all the spare body parts??" Took me a minute, it did...

Aww dammit Daughter! I was all ready to post a defence of Mac's singing abilities and then you had to go and put the idea of inventing a new friend into my mind. How does that song go? Your kneebone's connected to your thighbone ... um, can't remember the rest of it!