One Day in the Life of a Wolf - Memorial 7-25-20

[kristoff]

Well...I didn't get to the bank on Monday as I just recovered (mostly) from a 37-hour migraine. I spoke with the loan officer today. I have a simple, two page app to fill out. Only tricky part is finding a copy of mom's income around her cluttered filing cabinets. The bank wants one of two things: (1) copy of her tax forms last two years...hmmm she said she didn't file...oh well. (2) copy of her monthy social security and retirement income which is here... somewhere .

Oh, the bank said I would be applying for a $5,000 Line of Credit. $5,000 seems to be the minimum amount one can go after.

That the news.

Well, it is a line of credit. That means that amount is available. That doesn't mean you have to draw it all out. It is essentially treated as a checking account with a finite drawing limit, which you do have to make payments on. It is secured as a second or lesser mortgage usually.

[MacTheWolf (imported)]

"it's just a little pinch. It won't hurt a bit."

The above is what most of the guys in the EA chatroom believe, or say they believe. Maybe if they saw the good sister with those clippers and her sinister grin........Naw, they'd still think it's a thrill.

[Blaise (imported)]

"it's just a little pinch. It won't hurt a bit."

The above is what most of the guys in the EA chatroom believe, or say they believe. Maybe if they saw the good sister with those clippers and her sinister grin........Naw, they'd still think it's a thrill.

Your report sounds good.

[n3rf (imported)]

And McdeWolf - chap - You seem to IGNORE - the low cost approaches - there are several and very efficient and does the Roaches go BIBI very efficiently./ I would go that road and when You tell the Social snoop about the method You have selected and the number of dead roached You have exterminated - on a very low cost way - she or he will be impressed by the good sense that You show and bring MOM home to a clean house that has not NOT been polluted with CHEMICALS more that what is in the Box that captures them. The less talk about Bugs, the better. They are NICE LITTLE CRITTERS if You know them better - but I don't say You have to get marriedtothem - Search GOOGLE about roach traps and check the Dollar store and get those traps for a dollar. They do work very well. Please report when You captured the first POUNT so we know that You are making PROGRESS. N3RF

[MacTheWolf (imported)]

N3rf

I've tried bombs, sprays, borax, traps, powders...There seem to be more now than when I first started fighting them.

I have two choices left. Move or tenting the house....and I can't afford to move.

If the roaches were only ten times bigger I could stomp them.

[Riverwind (imported)]

Ask that social worker for help, tell her what you have done and ask her for her expert advice to help the problem. Make her show her work, I have the feeling that she will run.

Those people can only find fault with others, embrace it and make it her problem as well.

River

[MacTheWolf (imported)]

After I visited mom today to give her an update on the house, a hospital social worker pulled me aside and asked if I wanted to seek conservatorship over mom. She said, "the doctors here have declared her to be incompetent to manage her own affairs and not competent to sign a loan application."

Hence my efforts to seek a $5,000 Line of Credit are now fruitless. She with the credit can't sign and me, the unemployed one can sign but nobody would loan me money as I have no job, savings left or much tangible property.

Maybe once I get the conservatorship I can get a loan in her name.

My next step is looking for a cheaply priced "para-legal" considering those forms are a bitch to fill out "competently."

[Uncle Flo (imported)]

Keep plugging away at it. You're doing better than I would have expected anyone to be able to do under the circumstances. Try to locate a local branch of AARP to help you with the paperwork. --FLO--

[kristoff]

After I visited mom today to give her an update on the house, a hospital social worker pulled me aside and asked if I wanted to seek conservatorship over mom. She said, "the doctors here have declared her to be incompetent to manage her own affairs and not competent to sign a loan application."

Hence my efforts to seek a $5,000 Line of Credit are now fruitless. She with the credit can't sign and me, the unemployed one can sign but nobody would loan me money as I have no job, savings left or much tangible property.

Maybe once I get the conservatorship I can get a loan in her name.

My next step is looking for a cheaply priced "para-legal" considering those forms are a bitch to fill out "competently."

Look for a local office of the "We The People" para legal system. They provide an excellent service, produce good documents, and explain how to file them. Essentially, you act as your own lawyer, and they prepare the paper work for you for a reasonable fee.

On the other hand, Take mom out on a day trip to the bank, sign the loans, to hell with the docs. They're not going to the bank.

[n3rf (imported)]

Mac -contact the nearest University and talk to their Entymologist (Insects) Expert and after You talked with him for his guidance ,make it -if You can - a School Project of theirs - that wont cost You a thing .. N3RF